Credit Cards Are Now The Preferred Method Of Payment Among Americans
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Reasons Why Chapter13 Is Often The Best Choice
WHEN IT COMES TO CONSUMER BANKRUPTCY CHAPTER 13 IS OFTEN THE BEST CHOICE Even though Chapter 7 bankruptcy can have many benefits for the Debtor who qualifies and has mainly unsecured debt they are seeking relief from, Chapter 13 bankruptcy has many advantages over...
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Debt Limits for Chapter 13 Debtors
IF YOUR DEBT EXCEEDS A CERTAIN LEVEL YOU CANNOT FILE A CHAPTER 13 BANKRUPTCY Even though Chapter 13 is the best or only solution for you from a bankruptcy standpoint, you might not be qualified to file a Chapter 13 bankruptcy because of the debt limits.As of April 1,...
read moreI Have Been Sued By a Credit Card Company. Now What?
CREDIT CARD COMPANIES MAKE IT A COMMON PRACTICE TO FILE LAWSUITS AGAINST DELINQUENT CARDHOLDERS If you have been sued by a credit card company or a junk debt buyer, you can count yourself among the thousands of individuals that are sued on a daily basis throughout the...
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What Should You Expect At A Creditor’s Meeting
EVEN THOUGH WE CONSISTENTLY ADVISE OUR CLIENTS TO NOT BE WORRIED ABOUT THEIR APPEARANCE AT THEIR CREDITOR'S MEETING, IT IS INEVITABLE THAT IT FALLS ON DEAF EARS. Every person who files for bankruptcy must attend what is commonly referred to as a "creditor's meeting"...
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Chapter 13 Trustee’s Debtor Education Course
IF YOU ARE A CHAPTER 13 CLIENT YOU CAN COMPLETE THE DEBTOR EDUCATION COURSE THROUGH THE CHAPTER 13 TRUSTEE'S EDUCATION NETWORK (TEN) All consumer bankruptcy clients must complete a second course in order to receive a discharge upon plan completion. This second course...
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Report Finds Increasing Financial Vulnerability In Families
THE TYPES OF FINANCIAL INSTABILITY FOUND IN A RECENT HARVARD BUSINESS REVIEW REPORT OFTEN LEADS TO THE NECESSITY FOR A BANKRUPTCY FILING A recent report in the Harvard Business Review found instability in household income. Spikes and dips in income were tracked and...
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U.S. Supreme Court Weighs Collection of Time-Barred Claims
Attempted Collection of Time-Barred Claims by Junk Debt Buyers. On January 17, 2017, the United States Supreme Court heard oral arguments in Midland Funding, LLC v. Aleida Johnson. Midland Funding is one of the most well known junk debt buyers in the industry. Aleida...
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The Greatest Mistake Made When In Financial Crisis
THE WORST MISTAKE THAT PEOPLE MAKE WHEN THEY ARE IN FINANCIAL CRISIS IS TO PROCRASTINATE. There are a number of reasons people procrastinate when they are in a financial crisis. Many may delay taking action because they believe things are going to change. This leads...
read moreFinancial Roundtable – KTBB AM 600 & 97.5 FM
I appeared as a guest today on the Financial Roundtable today, which is broadcast every Saturday and Sunday from 12-1pm on KTBB AM 700 and FM 97.5 in Tyler, and can be heard on the web at www.ktbb.com. The Host, Randy Stevenson, asked whether I have seen more elderly...
read more“We are a Debt Relief Agency. Our debt relief lawyers help people file for bankruptcy under the United States Bankruptcy Code.”